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The market hasn’t treated me too nicely lately, so I’ve been quiet about my trades. But I made 2 sales & 1 buy this week, so I thought I’d share them…

I sold NWY at $9.12. I bought them back in November of 2006 and again in August of ‘07. I sold to break even (actually, I made $0.52) and glad to get out. NWY rates -8.1967 using my Stock Index, so I was pushing it to even get out at that price.

I sold WLT at $105.00. I bought WLT in December of ‘06 at $49.545, and more last August at $22.56. My system rates it 28.3671, so I could have stayed in a bit longer, but with a 300% ROI, it was time to get out! This is one of the rare times I completely sold-out of a stock (normally I keep my “profits” as stock in the company).

Finally, with all this cash on my hands, I had to buy something and after much research, ended up with Goodyear Tire (GT). While it only comes in with a score of 44.5440, Wall St. seems to like this one. I wouldn’t have moved on this, but the “Total Cash Per Share” is $9.212, so 44% of what I bought was cash! The mean target is 35.30, but I’m looking to get out at $28.23.

This entry was posted by Eric on Thursday, June 19th, 2008 at 9:52 am and is filed under Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a comment, or trackback from your own site.

Just got notification that my Kiva loan has paid back $102 of the original $150. I lent the money to Venta de Tortillas, a tortilla sales company, back in September and it’s scheduled to be repaid by June. Then I’ll take the $150 and loan it out again.

Kiva allows individuals to make $25 loans to low-income entrepreneurs in the developing world (microfinance). By doing so, individuals like you provide affordable working capital for the poor (money to buy a sewing machine, livestock, etc.), empowering them to earn their way out of poverty.

This entry was posted by Eric on Wednesday, March 26th, 2008 at 9:56 am and is filed under Finance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

When looking to reduce our expenses, the one thing that really bugged me was our phone bill. With Verizon, we were paying (on average) $48.72 per month for simple phone service! I’d been using Vonage for my business lines, and after switching from DSL to cable, have had no problems what-so-ever. So I decided to move our home line to Vonage as well.

We started with the unlimited plan ($24.99 per month), as I didn’t know what our usage would be. But after 3 months, I was easily able to switch down to the lower plan as were were using approximately 300 minutes per month (on average only using 58% of the lower limits). Changing plans cost me $11, but I’ll recoup that after a couple months at the new rate. For 500 minutes, the cost is only $14.99 per month (turns out to be $20.62 after taxes & fees, and fees for paying taxes and taxes on the fees).

So I’m saving $28.10 per month, or $337.20 per year on my phone bill! The switch was very easy, especially since all of our phones run off of 1 base unit. The hardest part of the switch was getting our 3 DVRs plugged in properly.

Click here and receive up to 2 months free when you switch to Vonage!

This entry was posted by Eric on Friday, March 14th, 2008 at 3:15 pm and is filed under Finance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

With 2008 right around the corner, I’ve come up with a list of my goals & resolutions for the year

Affiliate Marketing

• I’d like to win a contest. The type where the top affiliates win something, not a luck-of-the-draw type contest. I haven’t found one yet, but I’ll keep looking
• I’m hoping to go to Affiliate Summit East in Boston this summer

Fitness

• I’d like to get to 11% body fat, or lower. Based on my previous 3 measurements, I think that’d doable.

Finance

• I’d like to have enough money in 2008 to max out my IRA, Laura’s IRA (after she opens one), and the kids 529 accounts.

Other

• I really need to watch less TV. I did this back in June and got so much done! But then I fell back into watching TV, and became a mindless blob. I’m not completely cutting out TV, but limiting what I watch. Of course, I’ll watch LOST, and football, but all that other junk can go.

I’m sure there should be more, and hopefully I’ll add to this list as the year goes on.

Happy 2008!

This entry was posted by Eric on Tuesday, January 1st, 2008 at 9:00 am and is filed under Affiliate Marketing, Finance, Fitness. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Nearly 1 year ago, on December 13, 2006, I bought some OXPS. It went down, I bought more. Today, it hit my target price and I sold my initial investment, pocketing 30 shares as my profit.

If you search this blog for OXPS, you’ll see I’ve talked about them a few times in the past. I was sold on this stock, and it paid off. However, it now rates a -8.3741 on the NetNagel Stock Index. Time to get out!

Look at the post where I told you about OXPS, PRAA, TIVO and IRBT - each one of them has given me 33% and I’ve sold 3 of them already, pocketing the profits. (I’ve got a 10% trailing stop order on Tivo now, as I’m trying a new strategy - more on that after Tivo sells, but it’s up 44.07% for me so far)

So from the principle that I’ve gotten back, I averaged-down GPIC. They rate 97.0948 on my stock index, and after being down a few times present a great buying opportunity today. I’ve got enough cash in my IRA to either average-down another pick, or open a new position. Still undecided.

This entry was posted by Eric on Tuesday, December 11th, 2007 at 2:25 pm and is filed under Finance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

All the news I read & listen to today is about the plan by Bush (and others) to help borrowers with their subprime mortgages. However, the plan, as I understand it, is to simply freeze rate hikes for 5 years.

How does this fix the problem? Isn’t it just delaying the problem?

This entry was posted by Eric on Thursday, December 6th, 2007 at 8:55 am and is filed under Finance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.